Since we will
need to work with your bank to get you out of your situation, we will
need to provide them with everything that they request. We cannot
help homeowners who do not give us everything which we need because the
bank will not process the package.
There are two steps to getting us
everything which we need.
Download our Homeowner Package and return it to us along with
the documents in STEP 2 below:
STEP 2- These are documents that the bank
requires and only you can provide to us.
recent bank statements- These
need to be complete with ALL pages. If the statement says page 1 of 3
on it, we need all 3 pages even if they are blank.
recent paystubs- If you are
sign our "Paystubs" letter and use that in lieu of paystubs. If you are
self employed, you will probably need to provide a 6 month profit and
loss statement. Contact us if you have questions regarding this.
Returns: Some lenders require
you to provide 2 most recent years tax returns. Just a few of the big
lenders who require this are: Option 1, American Home Mortgage, HSBC,
Saxon, Aurora, Washington Mutual, IndyMac, Downey Savings
If your bank
is not in this list, this does not mean that they will not be required.
If you have them accessible, please provide them to us as well.
It is very important that you
provide us with ALL of the documents which we request. The bank will not
look at an incomplete file and therefore we cannot do anything until we
have everything which we need.
have any questions regarding any of the above documents or regarding
your situation, please contact us via
email or by phone at (888)
374-2457. Thank you very much.